Roofs, as sturdy as they are, can succumb to storm damage. You might have noticed a leak after a strong storm, heavy winds, or hail. When this happens, it’s best to repair it immediately.
You can even file insurance claims to help cover storm damage repair costs. But will your insurance classify your roof’s issue as storm damage?
Processing for insurance claims takes time. In the immediate future, you want to repair storm damage to mitigate any underlying issues. We’re here to guide you through it.
What Can Be Classified As Storm Damage?
Heavy rain damage looks different from wind or hail. Learning the other storm damage classifications can help you find the best repair options and smoothen insurance claims.
Hail Damage
Most modern roof materials can protect against hail penetrations. However, you should look out for hail damage, which subtly knocks granules of shingles and weakens their structure.
Damaged granules lower the lifespan of your shingles. When hail knocks granules off a shingle, it mitigates its effectiveness against the sun’s UV rays.
The long-term effect can make your shingles more susceptible to damage from external elements such as wind and rain, especially if hail comes with strong winds.
Heavy Wind Damage
Winds accelerate the wear and tear of shingles and flashing, making them more likely to sustain water damage. Strong winds can also carry debris that can cause damage to your roof.
At 45 miles per hour, winds are strong enough to cause minor damage. Worn-down shingles might fall off. Branches from nearby trees could hit your roof.
Winds reaching 50 miles per hour cause significant damage. This fast wind can rip off shingles, uproot trees, or flip small objects. If debris hits your roof, it can lead to penetrations and rain damage.
Rain Damage
Rainwater penetrates the cracks or holes in your shingles or sheathing. The water can leak into your attic and even the interior of your home.
Water can also lead to moss or algae growth that weakens the foundation of roofing materials. Most algae growth can be seen as black or green spots.
When it storms and your roof leaks, there might be underlying issues or unattended penetrations. That’s why it’s essential to clean and maintain your roof consistently.
Ice and Snow Damage
Snow can lead to the same issues as heavy rain. Poorly ventilated roofs can get warm enough for snow to melt during the winter.
The melted snow freezes and creates ice dams when the temperature lowers again at night. Ice dams worsen the conditions of existing cracks or water penetration between shingles.
How to Start the Storm Damage Roof Repair Process
Identifying the type of storm damage you have helps you get on the right track regarding repairs and insurance claims. Here’s what you need to do after a storm hits your area.
Inspect Roof Damage After the Storm
Immediately assess any potential damage to your roof after a storm. Insurance companies can dispute claims when damage assessments aren’t done as soon as possible.
It’s always best to call licensed, local roofing contractors for a professional roof inspection. They can provide a detailed report on storm damage that can help you with your insurance claims.
If you’re confident enough and have the necessary equipment to inspect the roof safely, start checking the shingle condition, see any missing flashing, and check for water damage.
Document the Damage
Professional inspections can provide detailed documentation of storm damage to your roof. However, you can also help out roofing contractors by doing an initial damage survey.
Walk around your home. Look for signs of damage, such as missing shingles, dents, or damaged siding. Take a clear picture of every damage you can find. If the damage is minor, you can even begin doing temporary repairs yourself.
Temporary Repairs to Storm Damage
You can remedy most minor storm damage until contractors come over and work on permanent repairs. Look into applying polyurethane, rubber, or silicone waterproofing sealants.
It’s important to note that using sealants is only a temporary solution. Underlying issues could be present after a heavy storm. For more significant leaks, you can cover your roof with a tarp.
Your goal for temporary repairs is to prevent further leaking. To avoid the storm from escalating further, schedule a meeting with licensed and local roofing contractors as soon as possible.
Hire Licensed and Local Roofing Contractors
Don’t make long-term roof repairs after a storm, especially if you lack the proper materials and experience. Contact a local and licensed roofing contractor to ensure your safety and that repairs are done correctly and efficiently.
Most contractors can visit the site to assess the damage fully and give you an estimate of the repair costs. Before committing to a contractor, look into their reviews and ratings. Ask for proof of insurance, credentials, or certificates.
Contact Insurance Company
Getting an insurance claim on your storm-damaged roof can save you a lot of repair costs. In scenarios where your home becomes unlivable due to the damage, save all hotel receipts and travel expenses. You could be eligible for reimbursement, depending on your policy.
After contacting your insurance company, they’ll send out an insurance adjuster to check the damage. In some areas, “storm chasers” will come knocking on your door, offering free inspections, estimates, and quotes.
Remember, if a deal is too good to be true, it probably is. There are legitimate storm damage experts. But you’re likely to meet those trying to squeeze as much insurance money as possible from your misfortunes. That’s why it’s essential to work with trusted local companies.
Repair or Replacement?
Did the storm cause a few leaks and blow-away shingles? Or did the damage extend to multiple areas of your roof, causing your home to be unlivable?
Consider roof repair if the damage is minor and affects a single section. However, severe damage in multiple sections of your roof might indicate a replacement need.
Storm Damage Roof Repair Tips
Heavy storms can cause severe damage to your roof, affecting your family’s safety and security. If you suspect storm damage, it’s best to have professionals inspect your roof and provide the best repair or replacement options. To recap, here’s what you should do after a storm:
- Inspect your roof for damage
- Document any evidence of damage, such as missing shingles, leaks, or dents
- Try and do temporary repairs to minor storm damages
- Contact a local and licensed roofing contractor for a detailed inspection
- Call your insurance company and file a claim
Trenton Roofing has you covered for all your storm damage repair needs, whether for residential or commercial roofs. Get a free estimate today!
Alex Valentino – Vice President
Leading the way for the company’s second generation of family and employee ownership, Alex’s mission is to create lasting relationships built on trust and respect by providing uncompromising workmanship and unparalleled customer service. With a focus on safety and consumer education, Trenton Roofing strives to set the bar for the advancement of the roofing industry and the betterment of our local communities. When he is not working, Alex can be found traveling with his fiancée, watching football or playing a relaxing round of golf with his friends.
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